Chevy Lease & Finance FAQ

This could be the best time to talk with our financial experts about a new vehicle. The programs are strong, and our volume of business with lenders is huge, which gives us extra leverage to help you!

Don’t just assume have a low credit score. Find out for yourself what your credit is like now, what has affected your credit, and make sure there's no suspicious activity on your report. Then, have your credit report with you when you speak with the finance staff at Nucar Chevrolet. They might be able to work with you conditional on the reason for your low credit score. Keep in mind that you can get a complimentary credit report once annually.

You may think that an earlier year model will cost less, but in fact its interest rates could make it higher or force the term to be shorter. This could result in a higher payment or require more down payment. Nucar Chevrolet's goal is always to get you into a vehicle that is your first choice. Some clients have found we present vehicle options that may work even better for their life style.

In many cases we can help folks without the need for a co-signer. In some cases having a cosinger available may be the best choice to get a lower rate. Consider having a cosigner if any of the following apply to you:

• You have bad credit.
• Your income is lower than the minimum required .
• You don't have fixed income.
• You have a high income to debt ratio.

Cosigning on a car loan can be a huge responsibility. The cosigner will be accountable for making the payments on your behalf if you aren't able to, so only get a cosigner if you are sure you can make the payments on time. We hope answering these common questions has been helpful.

If you have additional concerns about financing or leasing a vehicle with a low credit score, just give our Chevrolet finance experts a call at (877) 763-0903. With good credit or bad credit, we are happy to assist you with buying or leasing a car near Wilmington.